Business Loans in Ahmedabad

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Kinara Capital is an RBI registered company

Why choose Kinara Capital?

Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.

Quick process


Get your loan in 24 hours

Quick process


Minimal and flexible documentation process

Quick process


Doorstep customer service to help you from start to finish

Collateral-free MSME Loans

We provide doorstep customer service in Gujarat and our loan process requires minimum documentation. Our fully digital process can provide you a loan within 24-hours.

  • Tenure

    12 to 60 months

  • Rates

    21% to 30% p.aOn a reducing rate basis

  • 1-30 lakhs


Unsecured business loans in Ahmedabad

Ahmedabad is known as the textile hub of India. It has emerged as an important centre of business because of cotton production and related industries developed in the city. It is among the 100 cities being developed as Smart Cities by the Indian government. It has therefore been in focus and has received several administrative and financial boosts from the government in terms of infrastructure development. Aside from textile, Ahmedabad also houses other industries. With so many opportunities to grow, small businesses in Ahmedabad need access to capital, but might not be able to acquire it from traditional lenders like banks. Banks are usually risk averse and ask for extensive documentation and property collaterals. Kinara Capital, on the other hand, provides unsecured business loans in Ahmedabad.


Business Loans in Gujarat

Gujarat is one of the wealthiest states in the country, and also among the leaders in terms of infrastructure and a developmental push from the government. In fact, the state is home to 6 of the 100 smart cities being developed by the government. Gujarat is one of India's most industrialized states, and houses a wide variety of industries. The major of these are textile and apparel manufacturing, gems and jewellery making, vegetable oil production, production of chemicals and cement. There are also petrochemicals and fertilizer manufacturing units across the state. There are thousands of small businesses and manufacturing units in the state, but they may not have easy access to capital because of the risk aversion of traditional lenders. Such businesses can turn to Kinara Capital, which offers quick and easy business loans in Gujarat.


How to get a business loan in Ahmedabad?

Small business owners based in Ahmedabad might find themselves being turned away by banks if they approach them for a business loan. This might result in such businesses missing out on growth opportunities. However, there is an easier way to get MSME loans in Ahmedabad. Log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, easy and requires minimal


Supporting your growth

Micro-Small-and-Medium Enterprises (MSMEs) in India suffer from the lack of access to formal credit. Kinara uses a mobile-first approach to help over 300+ MSME sectors without having to provide property collateral or security against it. These business loans can be utilized by small businesses for a range of purposes, from paying salaries to procuring stock or raw materials to machine repair or buying a new machine.

Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

Nishit Shah
Nishit Shah
Nishit Tech

“Kinara supported me when I was in dire need of money to keep my small business afloat. Since then, my turnover has doubled and I’ve hired 4 new employees.”

K. Appa Rao
K. Appa Rao
Hema Electronics

“With four loans from Kinara, I was able to keep my business running smoothly, and grow in leaps and bounds. Now I’m helping others by creating jobs.”

Sri Sai Candles

“Small factories like ours simply can't get a loan from banks. But with Kinara Capital, you don’t even have to go anywhere, they come to you!”

Frequently Asked Questions


  1. How to apply for a business loan in Ahmedabad?

    If you are a small business owner looking for an MSME business loan, we are here to help you. We have a 1-minute eligibility check on our website, post which a Kinara loan officer will get in touch with you. Our Loan Officer will continue with the process in your desired language and walk you through the process.

  2. Is Kinara Capital a bank?

    Kinara capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.

  3. What is the eligibility criteria for an unsecured business loan in Ahmedabad?

    The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50k and present in one of Kinara’s serviceable pin codes and sectors.

  4. Is the business loan process lengthy?

    The documentation requirement at Kinara Capital is quite easy. We are able to substitute certain documents if they are unavailable. With our fully digital loan process, we are able to disburse a loan within 24-hours.

  5. Is Kinara Capital registered with/regulated by the RBI?

    Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.

Collateral-free business loans in 24-hours!

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