Collateral-free Business Loans for Women Entrepreneurs

By helping women pursue their entrepreneurial dreams, we empower them to become drivers of growth and a positive multi-generational impact in the community.

Kinara Capital is an RBI-registered company

Supporting Dreams of Women Entrepreneurs

Discounted business loans for women-owned MSMEs to help them take their businesses to the next level, with no additional documentation required.

  • Tenure

    12 to 60

  • Rates

    21% to 30% p.a
    On a reducing rate basis

Why choose Kinara Capital?

Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.

Quick process


Get your loan in 24 hours

Quick process


Minimal and flexible documentation process

Quick process


Doorstep customer service to help you from start to finish

Grow your business
with our support


Working Capital Loans

Business loans for all of your day-to-day expenses and to seize opportunities for growth.

  • Stock Purchase Stock Purchase
  • Business Space Renovation Business Space Renovation
  • General Business Expenses General Business Expenses
  • Machine Repair Machine Repair
  • Market Expansion Market Expansion

Asset Purchase Loans

Increase your business efficiency by purchasing new or second-hand equipment and machinery.

  • New Machine Purchase New Machine Purchase
  • Second-hand Machine Purchase Second-hand Machine Purchase

Loans for all MSMEs

Women business owners engaged in any sector can avail of the discount under HerVikas.

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Diversify your products, grow your inventory and draw more customers using collateral-free loans.
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Stay competitive and keep your services up to par by utilizing collateral-free business loans.
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Purchase raw materials and machinery to increase your business efficiency with collateral-free loans.
Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

Sivachandra R.
Sri Aarusuvai Food Products

“We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running…

Read Full Story
V.V. Creation

“It’s not enough for women to just take care of the home. If you have a dream, you can pursue…

Read Full Story
Anupama Chenna
Sri Padmavathi Enterprises

“Since we got our first loan from Kinara, our business has improved significantly and our turnover has increased to Rs.…

Read Full Story
M Banu
KMB Metal Works

“With two collateral-free loans from Kinara capital, we were able to buy machinery and increase our turnover by five times…

Read Full Story
Suki Rubber Products

“Kinara has supported me throughout. When I paid off my first loan, I was able to apply for another one…

Read Full Story
Mahalakshmi Fancy And Tailoring Store

“I was skeptical about the loan at first, but the Kinara representative encouraged me to go ahead, and we got…

Read Full Story
Fatima Bai
Al Shams Enterprises

“Women can start their own businesses to become independent, and get funding support from Kinara as I have. Now I’m…

Read Full Story

Business Loan for Women

Getting a women business loan is now easy with Kinara Capital. We realize that seeking loans for women entrepreneurs presents many barriers and cultural biases. Only 14% of businesses in India are owned by women, with loans like HerVikas we are challenging the status quo and enabling growth. The basic eligibility for our SME loans for women is that they should either own the medium-small-and-micro enterprise as a whole or own at least 51% of the enterprise.


Grow your business with us

HerVikas loans for women entrepreneurs have the added advantage of an upfront discount of 1% or 0.5% on any category of loan. MSMEs don't have to promise any collateral for women entrepreneur loan. Our team ensures an unbiased process and loan approval is not based on gender identity. You can avail loan up to Rs. 30 lakhs within 24 hours.

Frequently Asked Questions


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  1. What are HerVikas Business Loans For Women?

    HerVikas loans offer an upfront discount to women entrepreneurs on business loans without property collateral. It is aimed at helping women access capital in a timely manner, which is one of the major struggles for women entrepreneurs looking to grow their business. A HerVikas loan can get you a 0.5% to 1% discount on the loan, which can make repayment more affordable.

  2. Am I eligible for a HerVikas MSME Loan for Women?

    If you are a woman entrepreneur who owns or co-owns a micro-small-or-medium enterprise (MSME) engaged in the Manufacturing, Trading or Services industry, you can apply for a HerVikas, quick business loan for women.

  3. Are there special documents required for HerVikas business loans for women?

    Documentation requirements for women entrepreneurs’ loans are the same as our loan process for other loans, we don’t require any additional documentation. There are a few criteria that you will have to fit into to apply for a collateral free loan for women-owned businesses from Kinara capital. Check your eligibility here

  4. What loan types are applicable under HerVikas?

    All loan types are included under HerVikas. You can apply for both asset purchase and working capital loans.

  5. What is the process to apply for a loan by Women Entrepreneurs?

    To avail women business loans, you can apply online by visiting our website. You can get an eligibility check in one minute. Once your eligibility check is complete, you can submit your documents. If eligible, a Kinara loan officer will get in touch with you as soon as possible to complete the rest of the formalities.