If you are a small business owner looking for an MSME business loan, we are here to help you. We have a 1-minute eligibility check on our website, post which a Kinara loan officer will get in touch with you. Our Loan Officer will continue with the process in your desired language and walk you through the process.
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.
Get your loan in 24 hours
Minimal and flexible documentation process
Doorstep customer service to help you from start to finish
Collateral-free MSME Loans
We provide doorstep customer service in Tamil Nadu and our loan process requires minimum documentation. Our fully digital process can provide you a loan within 24-hours.
12 to 60 months
21% to 30% p.aOn a reducing rate basis
Unsecured Business loan in Chennai
Chennai is one of the fastest-growing cities in the world. It was even ranked among the Forbes-Top 10 Fastest Growing Cities in the World. It is one of the most populous cities in the country, and as the Capital of Tamil Nadu, serves as the gateway to South India for both trade and travel. The city has a broad industrial base in the automobile, computer, technology, hardware manufacturing and healthcare sectors. The city is home to around 40% of India's automobile industry and 45% of the auto components industry. While there is a thriving MSME sector in Chennai, a lot of these businesses fail to access credit when they need it because they can’t provide property collateral to banks. For such businesses, Kinara Capital provides unsecured business loans in Chennai.
Business Loans in Tamil Nadu
Tamil Nadu is the fourth largest state in India and is rich in infrastructure and industry. Though it’s best known for its gopuram temples, cuisine and Carnatic music, the state also has well-developed roads, railways and ports. Tamil Nadu has a diversified manufacturing sector and ranks among the leaders in industries like automobiles and auto component manufacturing, engineering, pharmaceuticals, paper, fertilizers, cement, garment and textile manufacturing, leather products manufacturing, chemicals, plastics, etc. While there are many large corporations that are based in the state, Tamil Nadu is also home to small businesses, there are also plenty of small businesses engaged in manufacturing, trading and services. To cater to these MSMEs, Kinara Capital offers collateral-free MSME loan in Tamil Nadu
How to get a business loan in Chennai?
If you are looking to avail of MSME loans in Chennai to expand your small business, look no further. Kinara Capital provides quick and easy business loans to small business entrepreneurs, without asking for collateral. Fill out our 1-minute eligibility check to see if you qualify, and a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is hassle-free and requires minimal documentation.
Unsecured Business Loans
Part of the struggle, especially for small business entrepreneurs, when it comes to applying for a loan, is the long and complicated process. Often, they are new to credit and are unsure of themselves when handling the paperwork. The way to resolve this is to have dedicated representatives, who are approachable and always willing to lend a helping hand. Kinara Capial’s Loan Officers go out of their way to help customers by providing guidance and helping with each step of the application process.
Hear from our Happy Customers
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Tamilselvi Appalam Company Tamil Nadu
“My business has been going very well since I got the loans from Kinara Capital. I have even increased the number of workers from 8 to 18.”
ASK Three Star Steels
“We got the funding from Kinara to install a powder coating unit. This improved our product and tripled our turnover from Rs. 1 crore to Rs. 3 crores in a year.”
“Nobody was interested in giving us a loan in the early stages of the business except for Kinara. With the loan, we bought an imported machine, which helped us get new buyers and exporters and establish ourselves in our field.”
How to apply for a business loan in Chennai?
Is Kinara Capital a bank?
Kinara capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.
What is the eligibility criteria for an unsecured loan in Chennai?
The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50k and present in one of Kinara’s serviceable pin codes and sectors.
Is the business loan process lengthy?
The documentation requirement at Kinara Capital is quite easy. We are able to substitute certain documents if they are unavailable. With our fully digital loan process, we are able to disburse a loan within 24-hours.
Where is the presence of Kinara Capital in Tamil Nadu?
Kinara Capital has 32 branches across Tamil Nadu and Pondicherry that services over 700+ pincodes.