Business Loans in Mumbai

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RBI registered company

Why choose Kinara Capital?

Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.

Quick process


Get your loan in 24 hours

Quick process


Minimal and flexible documentation process

Quick process


Doorstep customer service to help you from start to finish

Collateral-free MSME Loans

We provide doorstep customer service in Mumbai and our loan process requires minimum documentation. Our fully digital process can provide you a loan within 24-hours.

  • Tenure

    12 to 60 months

  • Rates

    21% to 30% p.aOn a reducing rate basis

  • 1-30 lakhs


Unsecured loans in Mumbai

Mumbai is a thriving city with a multitude of business opportunities. It is one of India’s largest cities in terms of population, and is also considered the commercial capital of the country. From Andheri and Kurla to Mahape and Thane, there are thousands of small businesses, from shops to restaurants and service centres. Many small business entrepreneurs start their journey in Mumbai because of the many opportunities available. As a result, many are on the lookout to get a business loan in Mumbai. There are a lot of loan providers in Mumbai, but most of them are likely to be averse to lending to small businesses. To avail of easy collateral-free business loans in Mumbai, small business entrepreneurs can turn to Kinara Capital.


Business Loan in Maharashtra

The six most important industries in the state are cotton textiles, chemicals, machinery, electricals, transport, and metal works. From Kolhapur and Sangli to Ichalkaranji and Nashik, there are many industrial and commercial hubs across the state. Kolhapur is best known for the production of the signature Kolhapuri footwear, while Pune is the largest auto hub of India. There are many provisions for availing of a business loan in Maharashtra, from banks and NBFCs to private lenders. But getting an SME loan in Maharashtra might be a challenge, given that most lenders are keen on bigger companies than small factories. But NBFCs like Kinara Capital can solve this problem by offering small business entrepreneurs access to capital through collateral-free loans.


How to get a business loan in Mumbai?

If you want to secure a business loan in Mumbai and grow your existing business, Kinara Capital is here to help you. We provide Collateral-free business loans to MSMEs. Fill out our 1-minute eligibility check and if you are eligible, a loan officer will get in touch with you to complete the remaining formalities. The MSME loan process at Kinara Capital is hassle-free and requires limited documentation.


MSME loans for business growth

A small business might benefit from an MSME business loan by enabling the owner to buy inventory without waiting for cash flow. MSMEs can also apply for MSME loans to fund their day-to-day operations. As mentioned, MSME loan eligibility is simple, and we do not have lengthy procedures that waste your time.

Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

GainUp Designs

“Nobody was interested in giving us a loan in the early stages of the business except for Kinara. With the loan, we bought an imported machine, which helped us get new buyers and exporters and establish ourselves in our field.”

Karthikeyan AS
Karthikeyan AS
ASK Three Star Steels

“We got the funding from Kinara to install a powder coating unit. This improved our product and tripled our turnover from Rs. 1 crore to Rs. 3 crores in a year.”

Iswarya and Mohan Babu
Iswarya and Mohan Babu
Mukund Automats

“Kinara has been the most important factor on our growth and success. Once we got the first loan, we started expanding our business and never looked back. Now we employ 50 people!”

Amar Singh
Amar Singh
Sai Balaji Electronics

“Kinara is like my best friend. With their support I have doubled my turnover and improved my life.”

Frequently Asked Questions


  1. How to apply for a business loan in Mumbai?

    If you are a small business owner looking for an MSME business loan, we are here to help you. We have a 1-minute eligibility check on our website, post which a Kinara loan officer will get in touch with you. Our Loan Officer will continue with the process in your desired language and walk you through the process.

  2. What is the KYC process at Kinara Capital?

    We would need some personal and business documents to complete the KYC process for MSME business loans. Some documents required are Aadhaar Card, Udyam registration number, Business registration proof, Bank statements (12 Months).

  3. What is the eligibility criteria for unsecured loan in Mumbai?

    The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50k and present in one of Kinara’s serviceable pin codes and sectors.

  4. Is the business loan process lengthy?

    The documentation requirement at Kinara Capital is quite easy. We are able to substitute certain documents if they are unavailable. With our fully digital loan process, we are able to disburse a loan within 24-hours.

  5. Where Is the Presence of Kinara Capital in Maharashtra?

    If you are looking for an SME loan in Maharashtra, we’re present in Aurangabad, Sangli, Pune, Shiroli, Kolhapur, Ichalkaranji, Mumbai, Ambernath and many other cities.

Collateral-free business loans in 24-hours!

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