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Business Loans in Pune

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Kinara Capital is an RBI registered company

Why choose Kinara Capital?

Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.

Quick process

Fast

Get your loan in 24 hours

Quick process

Flexible

Minimal and flexible documentation process

Quick process

Friendly

Doorstep customer service to help you from start to finish

Collateral-free MSME Loans

We provide doorstep customer service in Maharashtra and our loan process requires minimum documentation. Our fully digital process can provide you a loan within 24-hours.

  • Tenure

    12 to 60 months

  • Rates

    21% to 30% p.aOn a reducing rate basis

  • 1-30 lakhs

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Unsecured Business loan in Pune

Pune is an erstwhile small city that has firmly established its identity as an un-and-coming metro, all without compromising on the safety and health of its residents. In fact, it has been named the “most livable city in India” several times. Although it has emerged as a tech start-up hub and IT hub over the past decade or so, Pune is also home to thousands of small businesses, including many that cater to these burgeoning industries. Restaurants and cloud kitchen, gadget repair services and retail shops are among the many small businesses that have mushroomed around business districts and new housing complexes. Pune also houses many automobile manufacturing units. These small business owners have the potential to expand rapidly, given Pune’s growth trajectory, but lack of access to formal credit facilities might present a hurdle. Banks may not provide loans to these businesses due to the lack of property collateral, but Kinara Capital offers unsecured business loans in Pune.

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Business Loans in Maharashtra

Maharashtra is one of the largest and most quickly growing states in the country. With the government’s support, the state has facilitated ease of doing business and is now home to a range of multinational companies, as well as myriad small businesses. The six important industries in the state are cotton textiles, chemicals, machinery, electricals, transport, and metallurgy. It is one of the most industrialized states of India, and has many important business centres like Mumbai, Pune, Nagpur, Nashik, Shirdi and Kolhapur. The commercial hubs in the state not only support large corporations but also a host of small businesses that support the operations of these giants. But small businesses in the state might have a hard time accessing capital, which is essential for them to grow. To cater to the many small business entrepreneurs, Kinara Capital offers collateral-free business loans in Maharashtra.

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How to get a quick business loan in Pune?

Pune’s small business owners might find themselves being turned away by banks if they approach them for a business loan. This is largely because traditional lenders don’t want to take a risk by lending to a small business without property collateral. However, there is an easier way to get MSME loans in Pune. Simply log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, easy and requires only limited documentation.

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Unsecured Business Loans

Every small business owner has a big dream to scale up their business, and make it bigger and better at every stage. But for many, this dream remains unfulfilled because of lack of timely access to funds. If you want to grow your business, Kinara Capital is the right partner for you. With our collateral-free business loans, you can improve your business premises, buy equipment and machinery, refresh your inventory, expand your product range, purchase stock or raw materials and cover a myriad of other expenses.

Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

Amar Singh
Amar Singh
Sai Balaji Electronics

“Kinara is like my best friend. With their support I have doubled my turnover and improved my life.”

Imtiyaz Pasha
Imtiyaz Pasha
Unique Steps Tumkur

“I was able to pay back my loan in easy EMIs, which gave me time to grow my business. Now I own 4 shops, and I owe it all to Kinara.”

Anupama Chenna
Anupama Chenna
Sri Padmavathi Enterprises Gajuwaka

“Since we got our first loan from Kinara, our business has improved significantly and our turnover has increased to Rs. 15 lakh from just Rs. 1-2 lakhs in 8 months.”

Frequently Asked Questions

FAQ

  1. How to apply for a business loan in Pune?

    If you are a small business owner looking for an MSME business loan, we are here to help you. We have a 1-minute eligibility check on our website, post which a Kinara loan officer will get in touch with you. Our Loan Officer will continue with the process in your desired language and walk you through the process.

  2. Is Kinara Capital a bank?

    Kinara capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.

  3. What is the eligibility criteria for unsecured loan in Pune?

    The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50k and present in one of Kinara’s serviceable pin codes and sectors.

  4. Is the business loan process lengthy?

    The documentation requirement at Kinara Capital is quite easy. We are able to substitute certain documents if they are unavailable. With our fully digital loan process, we are able to disburse a loan within 24-hours.

  5. Who can apply for a loan from Kinara Capital?

    Kinara Capital works in the micro-small-medium enterprises (MSMEs) segment, lending to small business owners across the manufacturing, trading and servicing industries.

Collateral-free business loans in 24-hours!

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