Business Loans in Surat

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Kinara Capital is an RBI registered company

Why choose Kinara Capital?

Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.

Quick process


Get your loan in 24 hours

Quick process


Minimal and flexible documentation process

Quick process


Doorstep customer service to help you from start to finish

Collateral-free Business Loans

We provide doorstep customer service in Gujarat and our loan process requires minimum documentation. Our fully digital process can provide you a loan within 24-hours.

  • Tenure

    12 to 60 months

  • Rates

    21% to 30% p.aOn a reducing rate basis

  • 1-30 lakhs


Unsecured loans in Surat

Surat was once a thriving port town, and has now firmly established itself as the economic and commercial centre of the southern part of Gujarat.It is one of the largest urban areas of western India. It has well-established diamond and textile industries, and is a shopping centre for apparels and accessories. There are thousands of small and medium businesses in Gujarat engaged in the manufacturing


Business Loans in Gujarat

Gujarat is one of the wealthiest states in the country, and also among the leaders in terms of infrastructure and a developmental push from the government. Gujarat is one of India's most industrialized states, and houses a wide variety of industries. There are thousands of small businesses and manufacturing units in the state, but they may not have easy access to capital because of the risk aversion of traditional lenders. Such businesses can turn to Kinara Capital, which offers quick and easy business loans in Gujarat.


How to get a business loan in Surat?

If you have a small business based in Surat, you might have faced your share of difficulties in securing access to capital. This is because many traditional lenders like banks refuse to provide loans to small businesses, especially without collateral. Thankfully there is an easier way to get a loan for a small business; you can approach Kinara Capital for a loan instead. All you have to do to get MSME loans in Surat is log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, flexible and requires limited documentation.


Easy Business loans for MSMEs

Small Business Entrepreneurs know how hard it can be to get a business loan. Without collateral, they are often turned away by banks. Often, business owners are frustrated with missed opportunities because they simply don’t have the funds to fulfil new orders. Time is of the essence in such cases and this is why fast & flexible loans from Kinara Capital are ideal for small business entrepreneurs. With minimal documentation required, and a Customer Service officer available to provide guidance to you throughout the loan process. You can get easy access to business loans from Rs. 1 lakh upto Rs. 30 lakhs.

Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

K. Appa Rao
K. Appa Rao
Hema Electronics

“With four loans from Kinara, I was able to keep my business running smoothly, and grow in leaps and bounds. Now I’m helping others by creating jobs.”

Nishit Shah
Nishit Shah
Nishit Tech

“Kinara supported me when I was in dire need of money to keep my small business afloat. Since then, my turnover has doubled and I’ve hired 4 new employees.”

Sri Sai Candles

“Small factories like ours simply can't get a loan from banks. But with Kinara Capital, you don’t even have to go anywhere, they come to you!”

Frequently Asked Questions


  1. How to apply for a business loan in Surat?

    If you are a small business owner looking for an MSME business loan, we are here to help you. We have a 1-minute eligibility check on our website, post which a Kinara loan officer will get in touch with you. Our Loan Officer will continue with the process in your desired language and walk you through the process.

  2. Is Kinara Capital a bank?

    Kinara capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.

  3. Is Kinara Capital registered with/regulated by the RBI?

    Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.

  4. Is the business loan process lengthy?

    The documentation requirement at Kinara Capital is quite easy. We are able to substitute certain documents if they are unavailable. With our fully digital loan process, we are able to disburse a loan within 24-hours.

  5. Where is Kinara Capital present?

    Kinara Capital has a presence in over 6 states across the country. We provide business loans in Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Tamil Nadu and Telangana.

Collateral-free business loans in 24-hours!

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