If you are a small business owner looking for an MSME business loan, we are here to help you. We have a 1-minute eligibility check on our website, post which a Kinara loan officer will get in touch with you. Our Loan Officer will continue with the process in your desired language and walk you through the process.
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 3000+ pincodes and 300+ sectors.
Get your loan in 24 hours
Minimal and flexible documentation process
Doorstep customer service to help you from start to finish
Collateral-free MSME Loans
We provide doorstep customer service in Karnataka and our loan process requires minimum documentation. Our fully digital process can provide you a loan within 24-hours.
12 to 60 months
21% to 30% p.aOn a reducing rate basis
Unsecured business loans in Kalaburagi
Gulbarga or Kalaburagi is administrative headquarters of the Gulbarga district in Karnataka. The district has abundant deposits of limestone, and therefore many small mining and stone polishing industries have evolved in the area.There are also several large cement companies that have their bases here, and smaller associated businesses have also evolved as a result. Aside from these, the district has a notable food industry as well as many plastic processing units. But given that it is an industrial hub, smaller businesses might have a hard time securing unsecured loans in Kalaburagi, as traditional lenders tend to be partial to large companies, and generally steer clear of lending to small businesses. This is because they consider the latter to be risky, especially without property collateral. But Kinara capital has a presence in Kalaburgi, and offers collateral-free business loans to small business entrepreneurs.
Business Loans in Karnataka
Karnataka is the largest South Indian state, and shares borders with all 4 other sister states of Telangana, Andhra Pradesh, Tamil Nadu and Kerala. It is home to large urban centres like Bangalore, which is also the largest tech hub in India, also known as the country’s Silicon Valley. But aside from the thriving IT industry, Karnataka also has a range of other industries like automobiles, textile and garment manufacturing, food processing, biotechnology and heavy engineering. Many of these industries comprise small manufacturing units and companies that thrive in Karnataka's conducive business environment. But there is one hurdle many of them encounter when they try to scale up, which is the lack of access to formal credit. But there is an easy solution to this. They can approach Kinara Capital for quick and easy collateral-free business loans in Karnataka, and grow their businesses.
How to get a business loan in Kalaburagi?
Small business entrepreneurs need a steady stream of capital infusion to keep their business growing. But for many small businesses, this becomes a difficult proposition because traditional lenders like banks are often averse to lending to them for myriad reasons. If your small business is based in Kalaburgi, you can approach Kinara Capital for a loan instead. All you have to do to get MSME loans in Gulbarga. Log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, flexible and requires minimal documentation.
MSME Loan Process
Kinara Capital has a quick MSME business loan process. After the initial application process and approval, a loan can be disbursed within just 24-hours. You can get started with an MSME loan eligibility check on our website. If you are eligible, a Kinara Loan Officer will be in touch for the rest of the process. Once your application is verified and approved, your small business loan will be disbursed. Our documentation process is flexible and allows for the substitution of certain documents with others, subject to availability.
Hear from our Happy Customers
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Iswarya and Mohan Babu
“Once we got the first loan, we grew and grew. Our workforce also grew, we now employ 50 people! The most important factor in our growth and our success is Kinara Capital.”
Sri Sai Candles
“Small factories like ours simply can't get a loan from banks. But with Kinara Capital, you don’t even have to go anywhere, they come to you!”
How to apply for a business loan in Kalaburagi?
Is Kinara Capital a bank?
Kinara capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.
What is the eligibility criteria for an unsecured business loan in Kalaburagi?
The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50k and present in one of Kinara’s serviceable pin codes and sectors.
Which sectors are covered by MSME loans?
300+ sectors in the manufacturing, service and trading sector are eligible to apply for an MSME business loan. We provide unsecured business loans in less than 24 hours. Check your eligibility to see if you qualify.
Is Kinara Capital registered with/regulated by the RBI?
Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.