Hardika Shah is the Founder & CEO of Kinara Capital, a fast-growth fintech in India driving financial inclusion of small business entrepreneurs. 

Kinara Capital disrupted small business lending in India by offering No Property Collateral loans to entrepreneurs largely neglected by formal lending. Recently, Kinara Capital was recognized as Bank of the Year-Asia by the IFC/World Bank for its pioneering work in SME financing.

Prior to creating Kinara Capital, Hardika spent 20+ years as a management consultant with Accenture, leading large teams and executing on complex projects for global companies across the US, EU and Asia-Pac. She has served as a pro-bono mentor for over a decade at top social entrepreneurship programs at Santa Clara University, Stanford University, Columbia University, Accenture Development Partnerships and the Acumen Fund.

Globally recognized for her passion and innovative work, Hardika is an Ashoka Fellow, has received the Financial Inclusion Award by the Sankalp Forum, and won the People’s Choice Live Audience Award at The Wall Street Journal’s Financial Inclusion event.

Hardika Shah earned her MBA from Columbia Business School and UC Berkeley’s Haas School of Business joint program. She holds a B.A. in Computer Science from Knox College in Illinois, USA.