KINARA CAPITAL

Grow Your Business
With Us

With Time-Saving Financial Technology and Personalized Customer Service, small businesses can rely on us for a range of business loans for their expansion needs. 

Kinara Capital  transforms lives, livelihoods and local economies by propelling Financial Inclusion of small businesses
entrepreneurs in India

OUR IMPACT

Proud of our wide social impact from Financial Inclusion

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CRORES DISBURSED
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HAPPY CUSTOMERS
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JOBS SUPPORTED
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CRORES INCREASED ENTREPRENEUR INCOME
We have impacted over a million lives with economic growth

OUR PRODUCTS

 

We have the best loan products for your business needs

Interest Rate: Starting at 21% per annum, on a reducing rate basis
Loan Tenure: 12-60 months

HERVIKAS

Women Business Owners get an upfront discount.
No separate paper work required.

 

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ASSET PURCHASE

Easily finance your new or old machine purchase

 

 

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WORKING CAPITAL

Use collateral-free loan for a range of purposes such as Raw Materials or Stock Purchase, Renovation, Supplier Payments, or Product Expansion.
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Testimonials

Our Customers are our Champions

Collateral-Free Loans

Collateral-Free Loans Disbursed

Small Business Entrepreneurs supported by Kinara Capital report an average income increase of 20-25% and a boost to their business growth with increased production capacity, higher sales and turnover and ability to hire more employees.

MSMEs are the engines of India’s progress. We proudly call them our VikasChampions. Click on the photo to hear from our customers.

OUR PARTNERS

Our partners our firm believers

Leveraging Kinara Capital’s sourcing model and geographic presence, the co-lending partners offer loans to small business entrepreneurs via Kinara Capital. Borrowers will experience the same process from application to disbursement.

ABOUT KINARA

We empower small business entrepreneurs to realise their dreams!

Kinara Capital is a socially responsible fintech propelling financial inclusion of small business entrepreneurs in India. We are addressing the credit gap for MSME Manufacturing, Trading and Services sectors with fast and flexible collateral-free business loans in the range of INR 1-30 lakhs.

In offering both digital and doorstep customer service options, small businesses appreciate the convenience of Kinara’s fast 24-hour direct disbursements and flexible payment options on 400+ apps, such as Google Pay. Data-driven automated credit decisioning (AI/ML)enables us to lend confidently without relying on property collateral or credit scores.

Headquartered in Bangalore, we operate 110 branches in 90+ cities across Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Tamil Nadu, Telangana, and UT Puducherry. We are qualified as a Systemically Important NBFC by the Reserve Bank of India (RBI) and a debt listed entity on the Bombay Stock Exchange (BSE).

Watch this video to know more about us and hear from our customers.

OUR TEAM

Say hello to our team

HARDIKA SHAH

Hardika Shah

Founder & CEO
THIRUNAVUKKARASU R.

Thiru R.

COO
Kinara-Capital-Aiswarya-Ravi-CFO

Aiswarya Ravi

CFO

AWARDS AND ACCOLADES

Our recognition & awards

Ashoka-Fellow-Hardika-Shah-Kinara-Capital
7th-NBFC-Emerging-Leaders-Award-Kinara-Capital
Wall-Street-Journal-Live-Audience Award-Kinara-Capital
MIT-Inclusive-Innovation-Challenge-Kinara-Capital
CIO-Power-List-Analytics-Icon-Kinara-Capital-Jijy-Oomen
8th-MiNE-Industry-Excellence-award-Kinara-Capital
Equal-Ocean-Top-75-Kinara-Capital
Sankalp-Forum-Awards-Kinara-Capital

ACCREDITATION

We are accredited

G2RS-Kinara-Capital
Cerise-SPI4-Audited-Company-Kinara Capital

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