Kinara Capital | MSME Loans – Apply for SME Loan Without Collateral in 1 Day

We help entrepreneurs
realize their dreams! Collateral-free MSME loans in 24 hours

Apply Now Check Eligibility

Kinara Capital is an RBI-registered company

Kinara Capital is an RBI registered company

Mohan Mali

Shree Packaging

Madagala Kanakaraju

Sri Sumangali Sweets and Bakery

Saraswathy

Saraswathy Steel

Our Promise

Collateral-free Business Loans

Small Business Owners can get fast & flexible loans from ₹1 lakh to ₹30 lakhs with a digital-first process in their preferred language.

Loan Disbursement in 24-hours
Minimum Documentation for 300+ sectors
Doorstep Customer Service in 3000+ pincodes

Our Products

Grow Your Business
with Kinara

We provide a range of business loans for MSMEs with a transparent and secure process.

HerVikas

Our HerVikas program offers an automatic discount to women entrepreneurs. No separate documentation required.

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Raw Materials Purchase
Stock Purchase
Machine Purchase
Machine Repair
Business Premises Renovation
General Business Expenses
Supplier Payments
Product / Market Expansion

Asset Purchase

Buy a new or a second-hand machine to increase turnover and manufacturing productivity.

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New Machine Purchase
Second-hand Machine Purchase

Working Capital

Expand your business rapidly by financing your operations with flexible working capital loans.

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Stock Purchase
Business Premises Renovation
General Business Expenses
Invoice Financing
Purchase Order Financing
Product / Market Expansion

Our Process

Get a business loan in
3 easy steps!

All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!

1. Fast eligibility check
  
  Find out if your business is eligible in just 1 minute! Available in 7 languages. Zero document upload required for eligibility check.
2. Secure KYC & income verification
  
  Provide your personal & business documents. Fully secure online portal with easy upload. Help is at your fingertips with chat or call.
3. Quick loan disbursement
  
  Get money in your account within 24 hours! Digital loan approval with electronic bank deposit.
Apply Now

Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

Iswarya and Mohan Babu

Mukund Automats

“Kinara has been the most important factor on our growth and success. Once we got the first loan, we started expanding our business and never…

Read Full Story

Karthikeyan AS

ASK Three Star Steels

“We got the funding from Kinara to install a powder coating unit. This improved our product and tripled our turnover from Rs. 1 crore to…

Read Full Story

Vaishnavi

GainUp Designs

“Nobody was interested in giving us a loan in the early stages of the business except for Kinara. With the loan, we bought an imported…

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Amar Singh

Sai Balaji Electronics

“Kinara is like my best friend. With their support I have doubled my turnover and improved my life.”

Read Full Story

Our Milestones

2,000+ crores

Loans Disbursed
35,000+

Happy Customers
110

Branches
250,000+

Jobs Supported
$100 Million

Generated for MSMEs
1 Million

Lives Impacted

About Us

Funding India’s Inspiring Small Business Entrepreneurs

We are a socially responsible fintech making it possible for small business entrepreneurs to bring economic prosperity in their communities with income generation and job creation.

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