KINARA CAPITAL

Grow Your Business
With Us

With Time-Saving Financial Technology and Personalized Customer Service, small businesses can rely on us for a range of business loans for their expansion needs. 

Kinara Capital  transforms lives, livelihoods and local economies by providing fast and flexible loans without property collateral to small business
entrepreneurs in India

OUR EXPERIENCE

Empowering entrepreneurs to realise their dreams.

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CRORES DISBURSED
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LIVES IMPACTED
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HAPPY CUSTOMERS
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NEW JOBS CREATED

OUR PRODUCTS

We have the best loan products for your business needs

ASSET
PURCHASE

Tenure: 24-60 months.
Rates begin at 26% per annum
*on a reducing balance basis

We offer a term loan for purchase of new or used machinery or other assets for business expansion.

WORKING
CAPITAL

Tenure: 12-60 months.
Rates begin at 26% per annum
*on a reducing balance basis

We offer a term loan for working capital needs for business growth and expansion.

LINE OF
CREDIT

Tenure: 3-12 months.
Rates begin at 26% per annum
*on a reducing balance basis

We offer a line of credit  for working capital needs of your business.

HerVikas
 

HerVikas offer upto 1% upfront discount to eligible women entrepreneurs on all business loans available from Kinara Capital.

Testimonials

What our customers are saying

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Loans Disbursed

Our customers get capital when it is most critical for their business. On average, Kinara Capital customers experience a 20% income increase and their work impacts the local economy with job sustenance and new job creation.

OUR PARTNERS

Our partners our firm believers

Leveraging Kinara Capital’s sourcing model and geographic presence, the co-lending partners offer loans to small business entrepreneurs via Kinara Capital. Borrowers will experience the same process from application to disbursement.

ABOUT KINARA

We empower small business entrepreneurs to realise their dreams!

Kinara Capital is a leading provider of No-Property-Collateral loans in the INR 2-25 Lakhs range to small businesses in the Manufacturing and Trading sectors in India.

We make it easy for entrepreneurs to secure a loan for their business by combining proprietary fintech with doorstep customer service. 

With 110 branches in India, our field staff is accessible in over 82 cities to offer personalized support in regional languages. Our digital process ensures data is shared in real-time and the process from the first inquiry to final loan disbursement takes place within 5-7 days. 

Watch this video to know more about us and hear from our customers.

OUR TEAM

Say hello to our team

Kinara-Capital-Hardika-Shah-CEO-Founder

Hardika Shah

Founder & CEO
Kinara-Capital-COO-Kinara-Capital-Thiru

Thiru R.

COO
Kinara-Capital-Aiswarya-Ravi-CFO

Aiswarya Ravi

CFO
Jijy-Oomen-Kinara-Capital-CTO

Jijy Oommen

CTO

AWARDS AND ACCOLADES

Our recognition & awards

Ashoka-Fellow-Hardika-Shah-Kinara-Capital
7th-NBFC-Emerging-Leaders-Award-Kinara-Capital
Wall-Street-Journal-Live-Audience Award-Kinara-Capital
MIT-Inclusive-Innovation-Challenge-Kinara-Capital
CIO-Power-List-Analytics-Icon-Kinara-Capital-Jijy-Oomen
8th-MiNE-Industry-Excellence-award-Kinara-Capital
Equal-Ocean-Top-75-Kinara-Capital
Sankalp-Forum-Awards-Kinara-Capital

ACCREDIATIONS

We are accredited

G2RS-Kinara-Capital
RBI-Systemically-Important-NBFC-Kinara-Capital
Cerise-SPI4-Audited-Company-Kinara Capital

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