Grow Your Business
With Time-Saving Financial Technology and Personalized Customer Service, small businesses can rely on us for a range of business loans for their expansion needs.
Kinara Capital transforms lives, livelihoods and local economies by propelling Financial Inclusion of small businesses
entrepreneurs in India
Proud of our wide social impact from Financial Inclusion
We have impacted over a million lives with economic growth
We have the best loan products for your business needs
Interest Rate: Starting at 21% per annum, on a reducing rate basis
Loan Tenure: 12-60 months
Our Customers are our Champions
Collateral-Free Loans Disbursed
Small Business Entrepreneurs supported by Kinara Capital report an average income increase of 20-25% and a boost to their business growth with increased production capacity, higher sales and turnover and ability to hire more employees.
MSMEs are the engines of India’s progress. We proudly call them our VikasChampions. Click on the photo to hear from our customers.
Our partners our firm believers
Leveraging Kinara Capital’s sourcing model and geographic presence, the co-lending partners offer loans to small business entrepreneurs via Kinara Capital. Borrowers will experience the same process from application to disbursement.
We empower small business entrepreneurs to realise their dreams!
Kinara Capital is a socially responsible fintech propelling financial inclusion of small business entrepreneurs in India. We are addressing the credit gap for MSME Manufacturing, Trading and Services sectors with fast and flexible collateral-free business loans in the range of INR 1-30 lakhs.
In offering both digital and doorstep customer service options, small businesses appreciate the convenience of Kinara’s fast 24-hour direct disbursements and flexible payment options on 400+ apps, such as Google Pay. Data-driven automated credit decisioning (AI/ML)enables us to lend confidently without relying on property collateral or credit scores.
Headquartered in Bangalore, we operate 110 branches in 90+ cities across Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Tamil Nadu, Telangana, and UT Puducherry. We are qualified as a Systemically Important NBFC by the Reserve Bank of India (RBI) and a debt listed entity on the Bombay Stock Exchange (BSE).
Watch this video to know more about us and hear from our customers.